Colorado Statute of Limitations: Filing Deadlines by Case Type (2026 Guide)
A comprehensive guide to Colorado's statute of limitations for civil claims. Find out how long you have to file a lawsuit for personal injury, breach of contract, medical malpractice, debt collection, property damage, and other claims under Colorado law.
Written by Daniel L. Simmons, J.D. · Last updated January 15, 2026
Fact-checked by the CourtDateCalculator.online legal editorial team. Reviewed for accuracy against Colorado Revised Statutes.
Table of Contents
- Overview of Colorado Deadlines
- Civil Statute of Limitations by Case Type
- Personal Injury Claims
- Contract Disputes
- Medical Malpractice
- Property Damage
- Debt Collection
- Wrongful Death
- Claims Against Government Entities
- Criminal Statute of Limitations
- Tolling and Exceptions
- Legal References
- Frequently Asked Questions
Overview of Colorado Statute of Limitations
Colorado's statute of limitations sets strict deadlines for filing lawsuits in both civil and criminal cases. These deadlines are codified primarily in the Colorado Revised Statutes (C.R.S.), Title 13, Article 80, and vary depending on the type of claim. Missing a deadline can result in your case being dismissed, regardless of how strong your claim may be.
Colorado generally has shorter statute of limitations periods compared to many other states. The time limits for most civil claims range from 1 year for defamation to 3 years for fraud and certain contract claims. Personal injury claims must be filed within 2 years, and medical malpractice claims are subject to a 2-year limit with a 3-year statute of repose.
Key point: The statute of limitations clock typically starts on the date the injury occurred or the date the injury was discovered (or should have been discovered). Always verify the applicable deadline with a qualified Colorado attorney before relying on any general information.
Civil Statute of Limitations by Case Type
The following table summarizes the most common civil statute of limitations deadlines in Colorado. These are general time limits and special rules may apply depending on the specific facts of your case.
| Case Type | Statute of Limitations | Colorado Code |
|---|---|---|
| Personal Injury | 2 years | C.R.S. § 13-80-102 |
| Wrongful Death | 2 years | C.R.S. § 13-80-102 |
| Breach of Written Contract | 3 years | C.R.S. § 13-80-101 |
| Breach of Oral Contract | 2 years | C.R.S. § 13-80-102 |
| Property Damage | 2–3 years | C.R.S. § 13-80-102 / 13-80-101 |
| Medical Malpractice | 2 years (3-year repose) | C.R.S. § 13-64-302 |
| Legal Malpractice | 2 years | C.R.S. § 13-80-102 |
| Fraud | 3 years | C.R.S. § 13-80-101 |
| Defamation (Libel/Slander) | 1 year | C.R.S. § 13-80-103 |
| Product Liability | 2 years | C.R.S. § 13-80-102 |
| Debt Collection (Written Contract) | 3 years | C.R.S. § 13-80-101 |
| Debt Collection (Oral Contract) | 2 years | C.R.S. § 13-80-102 |
| Claims Against Government | 180 days (notice required) | C.R.S. § 24-10-109 |
| Childhood Sexual Abuse | No limit (for claims arising on/after 5/29/2021) | C.R.S. § 13-80-102 |
| Workers' Compensation Claim | 2 years from injury / last benefit | C.R.S. § 8-43-107 |
Important: This table provides general time limits for common civil claims in Colorado. Special rules may apply for claims involving minors, government entities, medical malpractice, and other specific situations. Always consult with a qualified Colorado attorney for advice on your particular case.
Personal Injury Claims in Colorado
Under C.R.S. § 13-80-102(1)(a), Colorado's statute of limitations for personal injury claims is 2 years from the date the injury occurred. This applies to a wide range of cases, including:
- Car accidents and motor vehicle collisions
- Slip and fall / premises liability cases
- Assault and battery
- Dog bites and animal attacks
- Workplace injuries (outside of workers' compensation)
- Product liability injuries
Discovery Rule
Colorado courts apply the "discovery rule" in certain cases where the injury is not immediately apparent. Under this doctrine, the statute of limitations does not begin to run until the plaintiff discovered, or through reasonable diligence should have discovered, the injury and its cause. This is commonly applied in toxic exposure cases, occupational diseases, and cases involving latent injuries. Colorado follows the "discovery of the injury" standard, meaning the clock starts when the plaintiff knows or should know both the injury and its cause.
Minors
If the injured person is under 18 at the time of the injury, the statute of limitations is generally tolled under C.R.S. § 13-81-101 until they reach the age of majority. Once the minor turns 18, the standard limitations period begins. However, there is an important exception: for medical malpractice claims involving minors under 6 years of age, special rules apply (see the Medical Malpractice section below).
Government claims exception: If your personal injury claim is against a government entity (state, county, city, or public agency), different and much shorter deadlines apply. Colorado's Governmental Immunity Act requires notice within 180 days, and you should consult an attorney immediately if your claim involves a government defendant.
Contract Disputes in Colorado
Colorado law distinguishes between different types of contracts, with varying statute of limitations periods for each. Colorado's deadlines are generally shorter than those in many other states.
Written Contracts
Under C.R.S. § 13-80-101(1)(a), the statute of limitations for breach of a written contract is 3 years from the date of the breach. This applies to employment agreements, lease agreements, business contracts, promissory notes, and other written agreements. The clock starts on the date the breach occurred. Colorado's 3-year period is notably shorter than many states, which typically allow 4 to 6 years for written contract claims.
Oral Contracts
Under C.R.S. § 13-80-102(1)(a), the statute of limitations for breach of an oral contract is 2 years from the date of the breach. Oral contracts are enforceable in Colorado for most purposes, but the shorter deadline reflects the difficulty of proving the terms of an unwritten agreement after a long period of time.
Contracts Under Seal
For contracts executed under seal, C.R.S. § 13-80-101(1)(a) provides a 6-year statute of limitations. While the use of seals is uncommon in modern practice, certain formal documents may still qualify for this extended period.
UCC Sales of Goods
For contracts involving the sale of goods, Colorado's version of the Uniform Commercial Code (C.R.S. § 4-2-725) sets a 4-year statute of limitations. The parties may reduce this to not less than 1 year, but may not extend it beyond 4 years.
Note: The statute of limitations for contract claims generally begins on the date of the breach, not the date the breach was discovered. However, there are limited exceptions for fraud in the inducement and other special circumstances. Colorado courts have held that the discovery rule may apply in certain contract cases where the breach was not readily apparent.
Medical Malpractice in Colorado
Colorado's medical malpractice statute of limitations is governed by C.R.S. § 13-64-302. The rules are specific and have important nuances:
- 2 years from the date of the alleged act of medical negligence, or 2 years from the date the injury was discovered (or should have been discovered)
- A 3-year statute of repose bars all claims filed more than 3 years after the date of the negligent act, regardless of when the injury was discovered
- For minors under 6 years of age, the action must be filed within 3 years of the act or before the child's 8th birthday, whichever provides more time
This means that unlike ordinary personal injury claims (which have a 2-year window from the date of injury), medical malpractice claims have the additional constraint of the 3-year statute of repose, which serves as an absolute deadline.
Certificate of Review
Colorado requires that a certificate of review be filed within 60 days after service of the complaint in any medical malpractice action. This certificate must state that the plaintiff's attorney has consulted with a person who has expertise in the same medical field as the defendant and that the claims are not frivolous. Failure to file the certificate of review can result in dismissal of the case.
Exceptions
There are limited exceptions to the standard medical malpractice deadlines:
- Foreign object: If a foreign object (such as a surgical instrument or sponge) was left in the patient's body, the claim may be filed within 2 years of the date the plaintiff discovered or should have discovered the injury
- Fraudulent concealment: If the healthcare provider fraudulently concealed the negligent act, the statute of limitations may be tolled until the plaintiff discovered or should have discovered the facts
- Minors under 6: Special rules extend the deadline for young children, as described above
Statute of Repose
Colorado imposes a 3-year statute of repose for medical malpractice claims. This means that regardless of when the injury was discovered, no medical malpractice action may be filed more than 3 years after the date of the alleged negligent act. This is an absolute bar to claims, with very limited exceptions.
Warning: Medical malpractice cases in Colorado have strict and complex deadlines. The 2-year statute of limitations and the 3-year statute of repose work together to create narrow filing windows. Additionally, the certificate of review requirement adds a procedural hurdle. Do not delay in consulting with a Colorado medical malpractice attorney if you believe you have a claim.
Property Damage Claims in Colorado
Under C.R.S. § 13-80-102 and C.R.S. § 13-80-101, the statute of limitations for property damage claims in Colorado is generally 2 years for tort-based claims (trespass, negligence) and 3 years for contract-based claims. This applies to:
- Damage to real property (land, buildings, structures)
- Damage to personal property (vehicles, equipment, belongings)
- Trespass to real property
- Conversion (theft or unauthorized use of personal property)
- Vandalism and intentional property damage
- Negligent damage to property
The clock generally starts on the date the damage occurred. For latent damage that is not immediately discoverable (such as construction defects or environmental contamination), the discovery rule may apply, delaying the start of the limitations period until the damage was discovered or should have been discovered.
Debt Collection in Colorado
The statute of limitations for debt collection in Colorado depends on the type of debt. Colorado has relatively short deadlines compared to many other states:
| Type of Debt | Statute of Limitations | Legal Basis |
|---|---|---|
| Written contract (loans, promissory notes) | 3 years | C.R.S. § 13-80-101 |
| Oral contract | 2 years | C.R.S. § 13-80-102 |
| Open-ended account (credit cards) | 3 years | C.R.S. § 13-80-101 |
| Auto loan deficiency | 3 years | C.R.S. § 13-80-101 |
| Court judgments | 20 years (renewable) | C.R.S. § 13-52-102 |
| State tax liability | 5 years | C.R.S. § 39-21-107 |
When Does the Clock Start?
For most debts, the statute of limitations starts from the date of default or the date of last payment, whichever is later. In Colorado, making a partial payment or written acknowledgment of the debt may restart the statute of limitations clock.
Credit Card Debt
The statute of limitations for credit card debt in Colorado is generally 3 years under the written contract provision. Credit card agreements are typically treated as written contracts, even though the cardholder may not have signed a traditional paper agreement. The 3-year period starts from the date of the last payment or the date of default.
Important: After the statute of limitations expires, debt collectors can still attempt to collect the debt, but they cannot successfully sue you. However, making a partial payment or acknowledging the debt in writing may restart the clock. Do not make any payment or written acknowledgment on an old debt without first consulting an attorney.
Wrongful Death Claims in Colorado
Under C.R.S. § 13-80-102(1)(e), the statute of limitations for wrongful death claims in Colorado is 2 years from the date of the decedent's death. This applies when a person's death is caused by the wrongful act, neglect, or default of another.
Who Can File
Colorado law has unique rules about who may file a wrongful death claim, which depend on the timing:
- First year after death: Only the surviving spouse may file a wrongful death claim, unless the decedent left no surviving spouse
- After the first year: The surviving spouse, surviving children, and the decedent's parents may all file claims
- If there is no surviving spouse, children, or parents, the personal representative of the estate may file on behalf of designated beneficiaries
Common Wrongful Death Scenarios
- Fatal car or truck accidents
- Medical malpractice resulting in death
- Workplace fatalities
- Defective products causing death
- Intentional acts of violence
- Nursing home neglect or abuse
If the wrongful death claim is against a government entity, the 180-day notice requirement under the Colorado Governmental Immunity Act applies, and you should act immediately.
Claims Against Government Entities in Colorado
Colorado's Governmental Immunity Act (CGIA), codified at C.R.S. § 24-10-101 et seq., imposes special rules and significantly shorter deadlines for claims against government entities.
Notice Requirements
Under Colorado law, you must file a written notice of claim with the relevant government entity within 180 days of the date the injury was discovered or should have been discovered. The notice must include:
- The name and address of the claimant and their attorney
- The date, time, and location of the incident
- A brief description of the circumstances and the injury
- The amount of damages claimed (if known)
Applicable Entities
The notice requirements apply to claims against:
- The State of Colorado
- Cities and municipalities
- Counties
- Public school districts and universities
- Public hospitals and transit authorities
- Any other state or local government entity
Statute of Limitations
After filing the required notice of claim, the government entity has a period to investigate and respond. If the claim is denied, the claimant may then file a lawsuit. The general statute of limitations for government claims in Colorado is subject to the underlying claim's limitations period, but the 180-day notice requirement is an absolute prerequisite that must be met regardless.
Critical: Missing the 180-day notice deadline for a government claim can permanently bar your claim. Unlike private lawsuits, there is very little room for late filings or exceptions. If you believe you have a claim against a government entity in Colorado, act immediately and consult with an attorney.
Criminal Statute of Limitations in Colorado
Colorado's criminal statute of limitations is governed by C.R.S. § 16-5-401. The deadlines vary based on the severity of the offense:
Crimes with No Statute of Limitations
Colorado law permits prosecution at any time for the following offenses:
- Murder (first-degree, second-degree, felony murder)
- Voluntary manslaughter
- Kidnapping
- Treason
- Forgery
- Aggravated incest
- Certain felony sexual offenses against children (when reported within 10 years and DNA identifies defendant)
- Sexual offenses against children in general (no time limit)
Statute of Limitations by Offense Level
| Offense Type | Statute of Limitations | Legal Basis |
|---|---|---|
| Vehicular homicide (alone) | 5 years | C.R.S. § 16-5-401 |
| Leaving scene of accident resulting in death (alone) | 5 years | C.R.S. § 16-5-401 |
| Both vehicular homicide AND leaving scene in same episode | 10 years | C.R.S. § 16-5-401 |
| All other felonies (general) | 3 years | C.R.S. § 16-5-401 |
| Misdemeanors (general) | 18 months | C.R.S. § 16-5-401 |
| Misdemeanor traffic offenses | 1 year | C.R.S. § 16-5-401 |
| Petty offenses | 6 months | C.R.S. § 16-5-401 |
Crimes Against Children (Extended Limits)
Colorado provides extended time limits for crimes against child victims:
- Sexual offenses in general: No time limit
- Misdemeanor sexual assault: 5 years
- Other specific sexual violations: 10 years
- Sexual exploitation: 7 years (extension beyond 3-year limit)
- Misdemeanor unlawful sexual contact: 3 years and 6 months
When Does Criminal Prosecution Officially Begin?
Under Colorado law, a criminal prosecution is considered officially commenced when the state files one of the following:
- Indictment — A formal charge issued by a grand jury
- Information — A formal charge filed by the prosecutor without a grand jury
- Complaint — A sworn statement alleging criminal conduct
Mere investigation or police questioning does not start the prosecution. The formal charging document must be filed with the court before the statute of limitations expires.
Challenging Expired Criminal Charges
If you believe the statute of limitations has expired on criminal charges filed against you, your defense attorney can file a motion to dismiss under Colorado Rules of Criminal Procedure. The court will examine the date the alleged offense occurred, the date the charging document was filed, and whether any tolling provisions applied.
Note: Colorado has eliminated the statute of limitations for serious sex offenses against children. Additionally, if an offense is concealed by fraud or is difficult to detect, the limitation period may be extended until discovered or for an additional 3 years. Bribery and corrupt practices involving public officials have a 3-year extension beyond the standard limit.
Tolling and Exceptions in Colorado
Under certain circumstances, Colorado law allows the statute of limitations to be "tolled" (paused or extended). Common tolling doctrines include:
Minority (Under Age of Majority)
If the plaintiff is under the age of 18 at the time the cause of action accrues, the statute of limitations is tolled under C.R.S. § 13-81-101. The clock starts once the minor reaches the age of 18. However, for medical malpractice claims involving minors under 6, special rules apply as described in the Medical Malpractice section.
Mental Incapacity
If the plaintiff lacks the legal capacity to manage their own affairs at the time the cause of action accrues, the statute of limitations may be tolled under C.R.S. § 13-81-101. The tolling continues while the incapacity exists.
Defendant's Absence from the State
Under C.R.S. § 13-80-108, if the defendant is absent from the state at the time the cause of action accrues, the statute of limitations does not begin to run until the defendant returns. If the defendant leaves after the cause of action accrues, the time of absence is not counted toward the limitations period.
Discovery Rule
Colorado courts recognize the discovery rule in many types of cases. Under this doctrine, the statute of limitations does not begin until the plaintiff discovered, or through reasonable diligence should have discovered, the facts giving rise to the claim. This is particularly relevant in:
- Toxic exposure and environmental contamination
- Fraud and misrepresentation
- Professional malpractice (legal, accounting)
- Occupational diseases
- Latent construction defects
Note: The discovery rule is generally not applied to medical malpractice claims beyond the 3-year statute of repose in Colorado.
Fraudulent Concealment
If the defendant fraudulently concealed the facts giving rise to the claim, the statute of limitations is tolled until the plaintiff discovered or should have discovered the claim. This doctrine applies across multiple claim types in Colorado.
Absence from State (Criminal — 5 Year Maximum)
Under C.R.S. § 16-5-401, if a suspect is absent from Colorado after committing a crime, the statute of limitations is tolled for up to 5 years maximum. This prevents criminals from avoiding prosecution by simply leaving the state.
Offenses Concealed by Fraud or Difficult to Detect (Criminal)
Under Colorado law, if a criminal offense is concealed by fraud or is difficult to detect, the statute of limitations may be extended until the offense is discovered or for an additional 3 years beyond the standard limit, whichever is applicable. This applies to crimes such as financial fraud, identity theft, and other schemes designed to evade detection.
Bribery and Corrupt Practices (Criminal)
Bribery and other corrupt practices involving public officials or directed toward the government have an extension of 3 years beyond the standard statute of limitations. This allows prosecutors additional time to investigate complex public corruption cases.
Warning: Tolling doctrines are complex and fact-specific. Do not assume the statute of limitations has been extended in your case without consulting a Colorado attorney. Courts apply these doctrines narrowly, and the burden of proving tolling is on the plaintiff.
Colorado Statute of Limitations: Frequently Asked Questions
Legal References
All statute of limitations deadlines cited on this page are drawn from the following Colorado statutes and legal sources:
- C.R.S. § 13-80-101 — Actions of various classes (general SOL)
- C.R.S. § 13-80-102 — Personal injury and property damage (2 years)
- C.R.S. § 13-80-103 — Libel/slander (1 year)
- C.R.S. § 13-80-103.5 — Debt collection (6 years)
- C.R.S. § 13-80-108 — Tolling for defendant's absence
- C.R.S. § 13-81-101 — Tolling for minority or mental incapacity
- C.R.S. § 13-64-302 — Medical malpractice (2 years / 3 years repose)
- C.R.S. § 16-5-401 — Criminal statute of limitations
- C.R.S. § 24-10-101 — Colorado Governmental Immunity Act
Statute of Limitations in Other States
Compare Colorado's deadlines with other states:
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Disclaimer: The information on this page is provided for general informational purposes only and does not constitute legal advice. Statute of limitations laws are subject to change and may be affected by recent legislation, court decisions, or the specific facts of your case. Special rules may apply for claims against government entities, medical malpractice, cases involving minors, and other specific situations. Always consult with a qualified Colorado attorney for advice on your particular situation. CourtDateCalculator.online is not a law firm and is not engaged in the practice of law.